Benita Samuels

How To Create A Successful Business Budget

What Is A Budget? Budgeting is a misunderstood practice. The word “budget” often elicits feelings of financial restriction, but in truth—especially when it comes to business—a successful budget can promote greater fiscal freedom. Planning for how you’ll make money and spend money empowers you to make better business decisions. On the other hand, operating without

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Survey: Is The American Dream Of Owning A Business Attainable?

  The American Dream, once the ethos of the United States, offering the highest aspirations and equal opportunities for a comfortable life, has changed. What is the American Dream in 2023, and is the American dream still attainable? A recent Lendio survey of more than 350 small- and medium-sized business owners across the U.S. found that, while

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6 Vital Licenses & Permits For Setting Up A Home-Based Business

There are 30 million+ small businesses in the U.S. Roughly 15 million, or half of these businesses, are home-based. Given this stat, it’s safe to say that home-based businesses are a popular option for people who are looking to take the leap into self-employment. Beginning a home-based business is far less expensive than starting a

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Payroll Financing: Small Business Loans To Make Payday

Benefits of Payroll Financing Covering payroll is one of the top four reasons business owners get a loan with Lendio. Getting funding for payroll takes the worry out of supporting your employees each month when your cash flow is inconsistent. It’s usually short-term financing that helps you bridge the gap on your payroll expenses, whether you’re a

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